In Hampton Roads, flooding is a growing concern and having flood insurance is a growing necessity. Get the simple, indisputable facts about the growing chances for flooding and why you need flood insurance.
Flood Facts
Anywhere it can rain, it can flood.
Most homeowners insurance policies do not cover flood damage.
The average flood insurance claim in Hampton Roads from 2014 to 2024 was nearly $30,000.
Hampton Roads is particularly at risk – we have the highest rate of sea level rise on the east coast.
KNOW YOUR RISK
Flooding is one of the most frequent and costly natural hazards in Hampton Roads. And it doesn’t take a major hurricane to cause serious damage. Even a few inches of water can destroy belongings, weaken foundations, and disrupt daily life. If you don’t carry flood insurance, understanding your personal risk is critical. Knowing whether your home or business sits in a flood-prone area allows you to plan ahead, protect your property, and avoid devastating financial losses when the waters rise.
Take Action
Knowing your flood risk is only the first step; acting on it is what protects you. In Hampton Roads, even a few inches of water can cause major losses. Use the tools provided to check your property’s vulnerability and take the preventive measures needed now to safeguard your home, your finances, and your future.