Now that you know how vulnerable we are here in Hampton Roads and about our growing flood risks, you’re so smart to protect your family, home and business with flood insurance.

How much does flood insurance cost?

Whether you’re a homeowner or a renter, there are many factors that go into determining the cost of your flood insurance policy. Where you live is just one of them. We encourage you to use our Flood Insurance Estimator below to give you an idea of what your flood insurance may cost.

Funding for this project was provided in part by a grant from the Virginia Department of Conservation and Recreation. Click here for more information on Virginia’s floodplain management program and to access the Virginia Flood Risk Information System.

Please note that in order to purchase a NFIP flood insurance policy your community must participate in the National Flood Insurance Program. For more information on whether or not your community participates and for information on how your community can join the program, please visit the Department of Conservation and Recreation’s website.

Check with the insurance company that may be issuing your policy for a specific quote.

Get the simple, indisputable facts about the growing chances for flooding, why you need flood insurance, and what your rate might be with our Flood Insurance Estimator.